Sri Lanka

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Sri Lanka Travel Insurance

The beautiful island of Sri Lanka is a fantastic holiday destination for those seeking a trip filled with culture, history and natural beauty. However, the country’s history of terrorism and political unrest can be offputting for travellers wanting to visit this part of the world, and in recent years Sri Lanka has gained a reputation as a dangerous location. The majority of visitors to the country will have a safe and enjoyable holiday, but it is important to be prepared before you travel and bear Sri Lanka safety advice in mind.

As in many countries across the world, the main, minor risks that travellers face in Sri Lanka are poor food hygiene standards, contaminated tap water or becoming the victim of pretty theft or a tourist scam. Sri Lanka has also been affected by terrorist activity in its capital city in recent years, and whilst security in the country has been increased and the likelihood of similar attacks is rare, travellers should be aware of the threat and exercise caution. 

The risk of terrorist activity and the country’s history of civil unrest means that it is particularly important to purchase travel insurance before you travel to Sri Lanka. Whilst you are very unlikely to run into any trouble during your holiday, insurance will cover you in the case of any lost or stolen belongings or medical emergencies, and provide you with peace of mind as you travel.

Travel insurance is also important or if you have to cancel your trip to Sri Lanka last-minute, due to personal reasons or if something happens in the country that means it is no longer safe to travel. 

Sri Lanka Insurance Cover

Whatever kind of holiday you are planning in Sri Lanka, Navigator Travel has a range of different insurance options to cover your trip, from backpacker policies to family travel insurance. If you’ll be visiting the country for less than a month then our Short Stay Single Trip Travel Insurance is a perfect option, whereas those who are travelling for longer will benefit from our Long Stay Single Trip Travel Insurance

Some people may feel safer travelling in a group when they come to Sri Lanka, and in many cases you will get a better deal for travel insurance if you purchase it to cover your entire party. 

For more information and guidance on which travel policy is best for your holiday, contact us and speak to a member of our team.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
Learn More

Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More

Check out the different options available to you below:

Check out our blog below:


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.