Skiing Travel Insurance Policies


Skiing Travel Insurance Policies

Travel insurance is a crucial element for anyone going on a winter sports holiday as there is a high risk of injury when you hit the slopes to go skiing or snowboarding, whatever your ability. Even experienced skiers are at risk of injury because of the unpredictable environment and other people around them. Before you go on a ski holiday you should always ensure you have a suitable travel insurance policy which covers you in the event of an injury. At Navigator, we want to make finding that policy as easy and cost-effective as possible.

Going on a skiing holiday is inherently more dangerous than going on a beach holiday for a week, so it’s likely that your travel insurance will need to be more comprehensive and cost a little more too. However, you won’t regret paying that little extra for the right policy if you find yourself in a French hospital with a broken leg. Bottom line? Skiing travel insurance is a must before you hop on the plane and clip into your skis. Our policies can even cover you for off-piste skiing, as long as this is in a recognised ski resort area, where off-piste skiing routinely takes place and you follow local advice.

Whatever travel insurance policy you are getting, whether it is for a skiing holiday or not, it is important to read the policy wording document to ensure that you are aware of the policy conditions. These could be regarding the excess on your policy, the medical expenses covered or what happens if you have to cancel your holiday. All this information and more is included in Navigator Travel’s Travel Insurance Tips & Advice page which gives you a simple breakdown of what to look for when choosing your policy so that you don’t come unstuck if and when your insurance cover is called upon.

At Navigator we want to make the process as straightforward as possible before your holiday, providing you with all the information in a simple and easy to understand format so you can concentrate on the important things, like getting your new goggles and ski boots. We are also available to discuss any issues personally with you if required via phone or email so you can be sure of exactly what you’re signing up for.

Depending on how many winter trips and other holidays you plan to go on through the year we have the right travel insurance policy for you which fall into 3 main categories:

Whether you plan on taking numerous skiing trips throughout the year or going on a full ski season for a number of months you will find the cover you need here at Navigator. Please note that Annual Multi Trip policies cover winter sports, though the number of days wintersports cover in the year is restricted. Wintersports cover doubles the cost of Short Stay single trip policies. On SILVER and GOLD Long Stay single trip policies, you can select a maximum of 31 days of winter sports cover during the insured period at a modest increase in cost. If you require unlimited winter sports cover on a Long Stay policy, you will need to select the BACKPACKER or STANDARD LONGSTAY policies instead. Call us direct on 0161 973 6435 and we will help you find the perfect policy for your needs.

Find out the best price for your activity travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
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Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.