Sailing Travel Insurance


Sailing Travel Insurance

Sailing holidays are some of the most exciting trips you can go on, giving you the freedom of the ocean to explore the world and travel from place to place, seeing new things and experiencing different cultures. Whether you prefer being moored in luxurious harbours like Monaco or the Greek islands, or being out at sea and facing the challenges of the waves, there’s no doubt that a sailing holiday is both enthralling and adrenaline pumping.

If you’re lucky enough to be able to go on sailing holidays then you’ll be aware that there are certain risks that are unique to waterborne sports. Of course, with good planning and well trained crew then 99% of the time you’ll be enjoying one of the most exciting and luxurious holidays you’ll ever experience. However, it’s good to be prepared with a suitable sailing travel insurance policy in the event of accidents and injuries incurred on board.

Just like any other adventure holiday a sailing holiday comes with certain risks and makes insurance cover for sailing a must. At Navigator, we have a great range of travel insurance policies for different durations and activities. If your sailing holiday is just for a week or two, then our short term single trip travel insurance will be the most suitable. However, if you’re going on a more adventurous trip and are planning to be sailing the high seas for more than 45 days then our long term travel insurance policies will be a better choice. However, Action Plus activities, such as offshore sailing outside territorial waters, are not covered as standard on our Long Stay Single Trip policies, but we can request this cover from our underwriters. Just contact us for a quote.

There are certain conditions relating to sailing holidays that you need to be aware of. There is no cover for ship to shore evacuation. This is probably more relevant for offshore sailing, which we can cover on our Action Plus rates. There is also no cover for valuables that are lost overboard or water-damaged whilst sailing, so if your mobile phone stops working after exposure to wet conditions, it is not covered. There is also no cover for Personal Liability claims arising from driving/riding motor vehicles, boats or animals. Damage to the boat itself is not covered in any way, whether it is owned or rented/chartered.

We offer a number of different choices, whether you need insurance for dinghy sailing on inland waterways, or if you are a transoceanic yachtsman, we should have a suitable policy. These policies will also cover you for a wide range of other water sports.

At Navigator, we want to be sure that you get suitable travel insurance for your sailing trip. If the details of each policy aren’t clear or you’re not sure which policy is best for a sailing holiday then get in touch and we will help guide you through the process. Of course, if you know exactly what you want then you can go and get a quote online right now!

Find out the best price for your activity travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
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Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
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Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
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Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.