SILVER and GOLD POLICIES ONLY
1 – Within the last 12 months, have you or your travelling companions suffered from, been investigated for, diagnosed with, received treatment or taken any medication for;
a. any cancer or malignant condition.
b. any lung related condition (other than stable, well controlled asthma that requires not more than 2 medications, including inhalers).
c. any heart related condition (including angina)?
NB – You must contact Healthcheck if you take any medication for any of these conditions.
2 – Do you or your travelling companions suffer from any other medical condition that has required referral to or consultation with a specialist clinic or hospital for treatment, tests or investigation within the 12 months prior to the date this insurance was arranged or the date that you subsequently made arrangements for a trip?
NB – Continuing regular medication that is taken at home for a stable, well-controlled condition does not amount to “treatment” in this context and so does not need to be screened. If you or your travelling companions have stable conditions that require no more than 2 routine check-ups/reviews per year each then you do not need to be screened
3 – Has your or your travelling companions’ doctor increased your regular prescribed medication in the last 3 months?
IF YOU HAVE ANSWERED “NO” TO QUESTIONS 1-3, THEN YOUR MEDICAL CONDITIONS (IF ANY) ARE COVERED.
IF YOU ANSWER “YES” TO ANY OF THE ABOVE QUESTIONS 1-3 :
There is no cover for claims related directly or indirectly to these conditions.
However, cover may be available by contacting Voyager Healthcheck on 01483 806666
Please note that there will be an additional premium charged if you use this service, the amount of which varies and is determined by the details declared. Any special terms that are necessary will be explained to you and confirmed in writing. Please note calls may be recorded.
4 – Do you have any concerns relating to the health of any non-travellers whose state of health is likely to cause you to cancel or amend your travel plans? If so, please contact Voyager Insurance Services on 01483 562662
5 – Are you planning to take part in any hazardous activities (see general exclusions 8-11 on page 15)? If so, please contact Voyager Insurance Services on 01483 562662
BACKPACKER and STANDARD LONGSTAY POLICIES ONLY
Have you, or anyone travelling with you ever had treatment for:
Any heart or circulatory condition?
A stroke or high blood pressure?
A breathing condition (including Asthma)?
Any type of Cancer?
Any type of Diabetes?
Has your doctor altered your regular prescribed medication in the last 3 months?
In the last 2 years – have you, or anyone who is travelling with you, been treated for any serious or re-occurring medical condition, asked to take regular prescribed medication, or referred to a specialist or consultant at a hospital for tests, diagnosis or treatment?
Are you are waiting for any tests, treatment or a non-routine hospital appointment?
Do any close relatives, business associates or friends who are not travelling with you have an existing medical condition (even if considered as ‘stable’, under control or in remission) ?
IF YOU HAVE ANSWERED NO TO ALL OF THE ABOVE QUESTIONS – Full Cover is available under this policy.
IF YOU HAVE ANSWERED YES TO ANY OF THE ABOVE QUESTIONS – you must tell us, in order to obtain cover for your medical condition(s), although an increased premium or excess may be required to do so.
To enable us to consider your medical condition please contact Travellers Health Check on 0203 824 0732, requesting medical screening for a NAVIGATOR policy.
8am-8pm Monday- Friday
9am – 5pm Saturdays
Should we require any additional premium, and you accept our offer, this should be paid to, and sent within 14 days of our offer. Should you decide not to pay the additional premium the declared medical condition will not be covered. Full confirmation of our terms and conditions will be sent out to your address after your call. Any additional medical conditions not declared to us will not be covered.
We are unable to provide cover for any claim arising as a result of an existing medical condition of a non-travelling close relative, business associate or friend, or any known or recognised complication of or caused by the existing medical condition.
WE DO NOT PROVIDE ANY COVER FOR:
Psychological conditions such as stress, anxiety, depression, eating disorders or mental instability. (unless pre-screened and accepted by Travellers Health Check in writing)
Claims caused by an existing medical condition of a non-travelling close relative or a close business associate, or any recognised complication caused by the existing medical condition.
Any circumstances that are not specified in your policies.