Travel Insurance for Pre-Existing Medical Conditions

Travel shouldn’t be reserved for just those that are lucky enough to enjoy perfect health. There are plenty of people out there who suffer from a wide variety of medical conditions in varying severity. Those with pre-existing medical conditions shouldn’t be deterred from taking holidays by the high cost of medical travel insurance or the difficulty of getting holiday insurance at all. If anything, this is a part of life when you should be able to enjoy the world and explore everything it has to offer.

At Navigator, we want to be able to offer travel insurance to those with pre-existing medical conditions. Our policies have a facility for medical screening, which can enable cover to be agreed in many cases, sometimes with conditions and additional cost. Whether you suffer from diabetes, epilepsy, heart conditions, arthritis, asthma, high cholesterol, angina or any other kind of medical condition, we will work with you to find the most affordable travel insurance policy solution for your needs.

Many people with pre-existing conditions wonder if they need or will be able to arrange any specific medical travel insurance, but in our experience, at Navigator, it is always wise to declare the condition and often cover can be agreed with little or no extra cost. Medical treatment abroad can be extremely expensive and if you have a condition which may require specialist equipment at short notice then hospital bills can quickly add up. Taking out the right medical travel insurance before you go will give you the peace of mind to enjoy your holiday, knowing that you have specific confirmation that your medical condition can be covered, though sometimes with additional cost or conditions.

Navigator can discuss your specific requirements with you in order to find you a suitable travel insurance policy for your condition. As well as policies to cover pre-existing medical conditions, we also offer cover for pregnancy or policies for the elderly if you are over 65, over 70 or over 80.

So if you have any questions about medical travel insurance policies, what you require or what Navigator can offer you then give us a call us on 0161 973 6435. Of course, if you’ve seen all the information you need here on the website then get a quote online now and get a step closer to enjoying your holiday!

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
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Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
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Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.