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Kenya Travel Insurance

Kenya is one of the African continent’s most popular holiday destinations. With over 60 wildlife reserves and national parks across the country, it’s one of the best places in the world to explore on a safari and discover the breathtaking natural habitats of hundreds of spectacular species, which you may not be able to see anywhere else on the planet.

It is relatively safe to travel to Kenya, a fact which is proven by the thousands of tourists who arrive and leave the country every year without experiencing any issues during their trip. However, purchasing comprehensive travel insurance before your holiday is essential to ensuring that your time in Kenya is experienced with minimal problems or stress.

Whether you are visiting with family or backpacking around Africa alone, securing the best travel insurance for Kenya will put your mind at ease so that any unexpected issues that may arise on your holiday can be dealt with without delay, keeping you safe and secure. From insuring valuable gadgets to getting specialist cover for trekking expeditions or extreme sports, Navigator Travel is your best choice for a travel insurance provider. Below, we delve into what you need to understand before choosing your travel health insurance to Kenya, what carefully crafted travel insurance policies we offer, and other important considerations to make for your next trip to Kenya. 

Kenya Insurance Cover

Whatever kind of trip to Kenya you are planning, Navigator Travel has a range of different travel insurance policies that ensure you are protected against all eventualities. From safari tours to city breaks or action-packed adventure holidays, if you’re looking for the best travel insurance for Kenya, we’ve got you covered.

If your trip to Kenya is less than several weeks, then your best choice may be our Short Stay Single Trip Travel Insurance, whilst those who are planning on visiting for longer will get the best deal from our Long Stay Single Trip Travel Insurance. Alternately, if you’ve got a year of travelling planned then we also offer an Annual Multi-Trip policy that offers insurance for several trips taken within the space of 12 months.

If you’ve been thinking about organising a trip to Kenya and want to know what your options for the best travel insurance policies are, we’ve described our insurance plans in further detail below so that you can grasp which one may be best suited for your plans. 

Alternatively, you can get in touch with us today and speak to a member of our team who will be happy to help you find the best travel insurance for Kenya for your plans.

Annual Multi-Trip 

Our annual multi-trip insurance is perfect for travellers who often find themselves jetting off to multiple destinations around the world within a year. If you know that you’ll likely be travelling to a variety of different countries in a 12-month period, not only does an annual multi-trip plan offer you better value for money, but it also offers convenience given you won’t have to purchase a new policy before every trip. 

With the annual multi-trip policy, each of your holidays or trips can last up to 31, 45, or 62 days. This depends on the specific level of coverage you opt for in the plan you purchase. If you live in the UK, there’s no restriction on the number of trips you can make in a year. 

You can delve into further detail about our annual multi-trip travel insurance over on our dedicated webpage to see if it’s the right travel insurance policy for Kenya to suit your needs.

Long-stay Single-trip

For those planning to have a holiday that lasts more than a few weeks, it’s worth considering what a long-stay single-trip insurance policy can offer you. 

Our long-stay single-trip insurance policy is designed for those who are planning on travelling from the UK to a destination, such as Kenya, for anywhere between 2 months to one and a half years. This is a suitable policy for those who are either travelling for business or leisure, and you can choose from a range of cover options offered by our Silver, Gold, and Diamond schemes to suit your travel plans.

For those who plan to embark on a gap year, or who may be volunteering, studying, or working long-term abroad, this is also a suitable policy and will allow you to be fully protected whilst you embark on this stage of your life. 

There is a selection of long-term travel insurance policy options that we offer, so if you plan on spending an extended period of time discovering Kenya’s breathtaking landscapes, culture, and wildlife, you can find out more about the specifics of these insurance plans.

Short-stay Single-trip 

If it’s just a short trip to Kenya that you’re after, our single-trip travel insurance policies are the ideal option. Offering the cover you need for a short trip, whether for a few days or a couple of weeks, you can be sure that you have the best travel insurance for Kenya to cover your endeavours. 

The main requirement to be covered by our short-stay travel insurance policies is that your trip isn’t any longer than 62 days. Our Silver, Gold, & Diamond short-stay single-trip insurance policies will work for you for any trips under this duration of time, whether for business or leisure. We also offer deals for those travelling as a family or with young children, meaning you can obtain cheap travel insurance to Kenya for your level of cover.

For additional details about our short-stay single trip policy, you can read further insight on our short-stay single trip policy page here

Health Insurance for Kenya: What You Need to Know 

When on any holiday, there’s always a risk of facing a medical emergency. The likelihood of this increases if you have a pre-existing medical condition or are receiving vital medical treatment and care. If whilst on your holiday you need to seek medical assistance, or your medical circumstances mean you have to cancel your trip last minute, this is when your travel insurance comes into play. 

Opting for the right travel medical insurance for Kenya means that you can have the peace of mind that, if a medical situation arises whilst you’re on your travels, you will be protected from the expenses incurred. We would always advise that you consult your doctor before you travel to any destination, whether Kenya or otherwise, to see if you’re fit to travel to that location. It’s also crucial to have a discussion with your travel insurance provider so that you can express your needs from your policy and they can advise on the best options available to you. 

Our team of experts here at Navigator Travel have years of experience in advising what the best travel insurance policies are for individuals with a range of different personal and medical circumstances. You can contact us today to chat about your travels and we can support you in finding the best travel insurance for Kenya. 

How Do I Get Emergency Treatment While in Kenya? 

Should you need emergency medical treatment or assistance during your travels to Kenya, you will need to call the country’s local emergency service line on 999, 112, or 911, or take yourself to a medical facility with an emergency department. In Nairobi, for example, the Aga Khan University Hospital or Nairobi Hospital have large accident and emergency departments where you can seek emergency treatment. 

Should you ever need emergency treatment while in Kenya, make sure that you also call your insurance provider to seek their advice on what action you should take. It’s essential that you opt for the best travel medical insurance for Kenya to suit your personal circumstances and plans during your travels so that any emergency treatment you seek can be covered by your policy. 

Travel Insurance for Kenya: Our Advice

Safety Whilst Travelling in Kenya

One question that we often hear is: is Kenya safe for tourists? Whilst many travellers visit Kenya for a holiday and have no problems, it is advised that visitors exercise caution in the country, much like in any new destination. 

Crime in Kenya is moderate, with muggings, armed robberies, and carjackings occurring often. Bag snatching is also common in locations such as public transportation stations and onboard public transport vehicles. Like any travel experience, you should remain vigilant at all times and follow the advice including avoiding dark or unpopulated streets and not wearing expensive jewellery. 

Additional Cover for Your Trip to Kenya

In line with the above, your travel insurance for Kenya can cover you should you have an item stolen if you opt for additional gadget cover, which is available with a selection of our travel insurance policies. 

You may also want to consider whether other forms of cover are important for your trip to Kenya. For example, if you plan on engaging in any high-risk or dangerous activities during your travels, you’ll need to consider whether these are covered in your chosen insurance plan and if not whether they can be added. 

Activities such as extreme sports or trekking can be taken part in whilst visiting Kenya, so you should consider whether you want to add any of these to your trip itinerary so that you can select the best travel insurance for Kenya that accommodates this.

Keep Up to Date on the Latest Travel Advice

We would always advise travellers to stay up to date on the latest foreign travel advice from the UK government if they’re planning on visiting Kenya. Should the FCDO advise against travel to Kenya, travellers would be wise to put their plans on hold.

Kenya Travel Insurance: Frequently Asked Questions

What Vaccinations Do I Need For Kenya?

If you’re travelling to Kenya from the UK, it is advised that you have the necessary courses of Hepatitis A, Poliomyelitis, Diphtheria, and Tetanus. You may want to consider courses of additional vaccinations based on the activities, alongside dietary and living arrangements, you’ll be taking part in during your stay in the country. These include hepatitis B, Rabies and Typhoid. 

There is a risk of yellow fever transmission in parts of Kenya. As such, travelling there requires the Yellow Fever vaccination and proof of this vaccination with an official Yellow Fever certificate, which you will gain from your nurse or doctor after receiving the vaccine.

As always, you should discuss with your doctor, nurse, or pharmacist about what vaccinations are advised based on your personal circumstances and travel plans. Your travel medical insurance for Kenya will cover you for medical treatments you may need once in the country, but vaccinations are necessary to protect you from serious diseases or infections. 

How Much is Travel Insurance to Kenya? 

The cost of travel insurance to Kenya varies based on a number of factors, much like any insurance policy. These factors include your age, pre-existing medical conditions, and whether or not you plan on participating in high-risk or adventure activities during your travels. Thus, the price of a travel insurance policy to Kenya can vary greatly. 

Here at Navigator Travel, we pride ourselves on offering comprehensive travel insurance cover that remains affordable. From cheap travel insurance to Kenya to paying a little more for a plan offering the full works, see what travel insurance we have in store for you on our website.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
Learn More

Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More

Check out the different options available to you below:

Check out our blog below:


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.