European Travel Insurance

European travel insurance

If you are planning a short break, a longer touring holiday or working in Europe, check out our European Travel Insurance rates. These are available for Short Stay single trips of up to 45 days, Long Stay single trips from 2 months up to 18 months, or as an Annual Multi-Trip policy that covers any number of trips up to 45 days duration in a 12 month period.


The prices are significantly lower than Worldwide travel insurance rates and we have a surprising definition of “Europe” for insurance pricing purposes. With our Silver and Gold policies, you can use the cheaper European Travel Insurance rates for trips to the entire continent of Europe.

You can also use these policies for visits to Turkey and any country with a Mediterranean coastline (with the exception of Algeria, Libya, Syria and Israel). This means that you can visit countries such as Egypt, Tunisia and Morocco on European rates! Some island destinations, such as the Channel Islands, Canary Islands, Madeira and Iceland are also classed as Europe.

Our BACKPACKER and STANDARD policies have a slightly different definition of Europe: All countries west of the Ural Mountains, Algeria, Morocco, Tunisia, Turkey, the Azores, Mediterranean islands.

Suitable for All Trips

Our Short Stay and Annual Multi Trip European policies work the same way as Worldwide rates for sports and activities, the Silver and Gold policies being available in Leisure, Action and Action Plus versions, depending on which sports and activities need to be covered. Silver and Gold Long Stay policies will only cover activities in the Leisure category. The Backpacker and Standard policies, have a different system, with Activity Packs 1-8 on Short Stay and Annual Multi-Trip and 1-4 on Long Stay. If you are touring Europe (on road) by car or by motorcycle, you can use the Activity Pack 1 (Backpacker/Standard) or Leisure rates (Silver and Gold), with no extra to pay (conditions apply). Cover for longer periods of motorcycling is only available on Backpacker and Standard Longstay policies. The Silver and Gold policies restrict motorcycling to 14 days.

So, if you are off on a city break to Paris, Amsterdam or Rome, skiing in the Alps, touring Europe by coach, train, or your own vehicle, hiking in the Austrian Tyrol, working in Europe or looking for travel insurance cover for a school trip, contact us now or check out the policies on this site.

If you need European Vehicle Breakdown cover, we now offer this as well as personal travel insurance.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
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Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More

Check out the different options available to you below:

Check out our blog below:

When Can You Fly With A Newborn?
Can you Fly with a Catheter Bag?
Can you Fly with Heart Arrhythmia?
Can You Fly With Varicose Eczema?


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.