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Ecuador Travel Insurance

When many travellers think of Ecuador they think of the Galapagos Islands, but there is far more to this vibrant and diverse South American country than its most popular tourist spot. From the vast Amazon rainforest to dormant volcanoes and stunning mountain ranges, Ecuador is a holiday destination that is perfect for adventurers who love the great outdoors, but several health and safety concerns in the country mean that travel insurance is a necessity if you are planning a trip.

The most dangerous part of Ecuador is the exclusion zone on the Colombian border where there is a large amount of terrorist activity, but you are highly unlikely to come anywhere near this area of the country as a tourist. In general, Ecuador is a pretty safe place to visit in terms of crime and political unrest, although it is always important to follow the country’s safety advice to avoid any risk of harm.

Travellers to Ecuador are at a slight risk of being caught in a natural disaster, as the country is on the equator and can experience earthquakes, tsunamis and volcanic eruptions. Whilst these rarely happen, you must ensure that you have appropriate holiday travel insurance that will cover you in the event of an accident. It’s also a good idea to research Ecuador’s evacuation procedures so you will know what to do in an emergency.

As in any country, there is also a risk of theft or pickpocketing when you’re out and about in Ecuador. Most travel insurance policies will cover any items that are lost or stolen, but if you are taking any particularly expensive items or gadgets with you, extra insurance cover is advised to give you peace of mind.

Ecuador Insurance Cover

Navigator Travel has an extensive range of travel insurance policies suitable for everyone from families to over 60s, making sure that you get the best possible cover for your trip to Ecuador. There are plenty of different holidays to be had in the country, from backpacking adventures to luxury resort breaks, and having the right travel insurance will make sure you can fully enjoy yourself in the knowledge you are protected in the event of any problems. 

Those who are visiting Ecuador for less than a month will benefit from our Short Stay Single Trip Travel Insurance, which is best suited for short holidays, whereas those who are travelling around for longer will benefit from our Long Stay Single Trip Travel Insurance. We also offer group travel insurance that can save time and money if you are travelling to Ecuador with other people, as it provides cover for all members of your holiday party and means that only one person has to organise insurance.

If you have a holiday to Ecuador coming up and would like to find out more about which of our policies will be best for you, get in touch and speak to a member of our team for more help and advice.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
Learn More

Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More

Check out the different options available to you below:

Check out our blog below:


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.