Diabetes Travel Insurance Policies
For those suffering from diabetes, travel insurance is a must when going on holiday. While travel insurance policies cover the basic medical needs of the traveler, it is important to advise your broker of your condition to ensure a holiday free from worry.
Planning ahead is important. When traveling with your diabetes medication, it is a good idea to prepare for your trip at least 4 to 6 weeks prior to travel. Make sure you have sufficient diabetes medication to cover your trip, with a little extra in case the medication should get damaged or lost in transit or your return home is delayed.
Medical Travel Insurance
Also ensure you have a list of the diabetic medications handy, including the generic and brand names and the respective dosages, to make it easier to replace medication in foreign climes. Ensure you carry a card that notes your diabetic condition, in case you should become unwell on the journey or while on holiday. Before travel, visit your GP to ask how any vaccinations you might need could affect your health as a diabetic.
When traveling with a group of friends or family, taking out a group policy is a good idea, as in the event of a medical emergency related to your health condition, this would allow the whole group peace of mind. Should you be forced to cancel the trip at the last minute due to your health, your policy would keep you covered financially, allowing you to rebook at a later stage.
If you travel on a regular basis, consider taking out an Annual Multi-Trip Package to make things easier when travelling with diabetes.
Should you have any questions about your travel insurance needs, please do not hesitate to contact us here at Navigator.