Cycling Travel Insurance

Cycling Travel Insurance

If you’re the sort of person who likes to break a sweat on their travels then a cycling holiday will be right up your street. Combining the opportunity to explore beautiful areas and see the local countryside and attractions with a chance to get some good exercise, many Brits head out on cycle touring holidays every year.

We have a range of insurance for cycling, that can cover Road or Mountain Biking, including Downhill Racing at a supplement, Cycle Touring, Triathlon, Events and Event Training Abroad

There are many places to go on a biking holiday, with Spain and France particularly popular because of their challenging terrain and stunning mountain scenery. Of course, riding on foreign roads does offer its own risks, as you aren’t familiar with all the rules of the roads or the driving behaviour of its drivers. Unfortunately, this can lead to accidents and it’s important that if you’re unlucky enough to be involved in one that you have the proper cycling touring insurance in place to cover you.

Please note that your bike is not covered at all under the cycle touring insurance policy. We would recommend that you get your bicycle covered on your household policy or insure it separately with a specialist insurer.

The exception is our Gold policy, which can offer limited bicycle cover at extra cost. This Cycle Insurance is included under the Sports Equipment option and can cover your bicycle up to a maxcimum of £1500, with conditions.

IMPORTANT. There is also a clause under the Baggage/Personal Possessions section, stating that there is no cover for sports clothes and equipment whilst in use.This means that your cycling helmet and cycling clothes/goggles etc are not covered if damaged in an accident etc.

One of the key things to be aware of when riding abroad is to be suitably prepared and protected. Always wear a helmet, as if you are involved in an incident and aren’t wearing one, it may be cause for your travel insurance to be void. Most cyclists will always take the relevant precautions and it’s never more important to do so than when on a cycle touring holiday abroad.

At Navigator, we want to ensure you get the correct cycling holiday insurance for your trip. If you’re not sure exactly what level of sports cover you need then get in touch and we will help guide you through the policies available. Of course, if you know exactly what you want then you can go and get a quote online right now!