Budget Travel Insurance Policies

If you’re heading out on a trip around the world or on a short holiday but are concerned about spending a lot of money on travel insurance then finding a good budget travel insurance policy will be important to you. In order to find the best budget travel insurance for you, you need to consider which activities you will be doing on your trip so you can spend as little as possible whilst still getting the cover you need. At Navigator Travel, we are aware that some travellers have budgetary constraints and want to help you find the travel insurance policy which is best suited to your requirements. We would suggest that you get a quote for our BACKPACKER policy, which covers the same sports and activities as the STANDARD cover and more than the STANDARD, ENHANCED and PRIME policies, but the very basic level of cover means that we can offer the BACKPACKER policy cover at a lower price.

The key to finding great value budget travel insurance is attention to detail. You need to spend time analysing what you need from your travel insurance and exactly what you will be doing on your trip. You can then ensure that you only pay for things which are necessary and not increase the cost of your travel insurance with any activities that you won’t be involved in.

Find out the best possible price for your travel insurance

Type of Budget Travel Insurance Policy

Another factor to consider is the length of travel insurance policy you require. If you are only going on one short holiday then a short stay single trip policy is likely to be best suited to your needs. Then you won’t spend unnecessary amounts of your budget on travel insurance for 11 months of the year when you won’t use it. Likewise, if you are planning various separate travel trips in a year then it doesn’t necessarily make sense to get lots of separate travel insurance policies, you will probably get the best value with an annual travel insurance policy which covers all your trips. You can see more details of the travel insurance policies offered at Navigator Travel below:

Here at Navigator, we are keen to make the process of finding travel insurance as easy as possible. We realise this process is as important as ever with travellers who are working with a tight budget so are always available to discuss our policies with people if they cannot find the information required here on the website. You can call us on 0161 973 6435 or, if you have checked the various policies on offer and identified which is right for you, then why not get a quote online so you can forget about the travel insurance part and start focusing on the fun part of your holiday.

Find out the best possible price for your travel insurance

Annual Multi-Trip

Cover for multiple trips
  • Up to 45 days each trip
  • Option to extend to 62 days
  • Special deals for couples and families
Learn More

Long Stay Single Trip

Cover from 2 to 18 months
  • Gap years
  • Extended backpacking
  • Career breaks
  • Volunteering
  • Studying
  • Working holidays abroad
Learn More

Short Stay Single Trip

Cover for up to 45 days
  • Single holiday
  • Business trip
  • Special rates for families
  • Accompanied kids go free
Learn More

Check out our blog below:

When Can You Fly With A Newborn?
Can you Fly with a Catheter Bag?
Can you Fly with Heart Arrhythmia?
Can You Fly With Varicose Eczema?


Holiday Makers

Families, couples or individuals

Families, couples or individuals on holiday or business trips for shorter durations.



gap years, Backpackers and Career break

Usually couples or individuals requiring cover for longer term overseas trips of 2 months or more.


Sports & Adventures

skiing, snowboarding, climbing and more

We offer four policies for people travelling overseas, requiring cover for specific sports and activities.