Annual Multi Trip Travel Insurance
If you travel several times a year, it would be worth investigating annual policies. Multi trip insurance policies will cover you for a 12 month period for a set price which allows multiple trips of up to 31, 45 or even 62 days individual duration, depending on which policy you choose (maximum 31 days for ages 70-74 years). If you plan to take a longer trip, these policies are not suitable, you will require our Long Stay Single Trip policy for journeys of over 45 or 62 days.
You can buy Annual cover as an individual, or for a couple or family. Significantly discounted annual prices are available to couples and families. The levels of cover ensure peace of mind and protection for you and your family.
These policies cover a good range of sports and activities and some give the opportunity to upgrade to include cover for the more extreme activities, such as skydiving, high altitude trekking and sports such as rugby and polo. Requests for cover for some of these activities may need to be referred to our underwriters for consideration and may incur additional cost and conditions.
Gold and Silver Annual policies will cover up to 21 days wintersports free of charge, in the 12 month period of cover. Maximum age of 69 applies to Navigator SilverSilver or 74 for Navigator Gold.
Please note that it is best if you set the start date of your Multi Trip cover as soon as you require cancellation cover for any pre-booked trip. On a Single Trip policy, you are covered for cancellation as soon as the policy is issued, but on Annual Multi-Trip cover, nothing is working for you until the start date that you choose.
We have a choice of several Annual policies, with a cover level to suit you, providing either worldwide travel insurance or just for the European area.
Navigator Silver or Navigator Gold Annual Multi-Trip Policies
These policies cover Motorcycling (on-road up to 31 days per trip) and Wintersports (up to 21 days in the year) at no extra cost. Maximum trip duration is 45 days, with the option to increase to 62 days at a supplement. Maximum age 69 on Navigator Silver or 74 on Navigator Gold
Motorcycle Silver or Motorcycle Gold Annual Multi-Trip Policies
These policies cover On or Off-Road Motorcycling at no extra cost. Maximum trip duration is 31 days. Maximum age is 65 years. Wintersports at extra cost (Activity Pack 3).
Navigator Standard or Navigator Plus Annual Multi-Trip Policies
These policies cover Motorcycling (On-Road), Manual Work, Working with Animals etc at no extra cost. Maximum trip duration is 31 days. Maximum age is 74 years. Wintersports at extra cost (Activity Pack 3).