Annual Multi Trip Travel Insurance

If you travel several times a year, it would be worth investigating annual policies. Multi trip insurance policies will cover you for a 12 month period for a set price which allows multiple trips of up to 31, 45 or even 62 days individual duration, depending on which policy you choose (maximum 31 days for ages 70-74 years). If you plan to take a longer trip, these policies are not suitable, you will require our Long Stay Single Trip policy for journeys of over 45 or 62 days.

You can buy Annual cover as an individual, or for a couple or family. Significantly discounted annual prices are available to couples and families. The levels of cover ensure peace of mind and protection for you and your family.

These policies cover a good range of sports and activities and some give the opportunity to upgrade to include cover for the more extreme activities, such as  trekking and sports such as rugby and polo. Requests for cover for some of these activities may need to be referred to our underwriters for consideration and may incur additional cost and conditions.

Navigator Silver, Pearl, Gold and Diamond Annual policies can cover wintersports and cruising at extra cost. Maximum age 74 years on Annual Multi-Trip cover.

Please note that it is best if you set the start date of your Multi Trip cover as soon as you require cancellation cover for any pre-booked trip. On a Single Trip policy, you are covered for cancellation as soon as the policy is issued, but on Annual Multi-Trip cover, nothing is working for you until the start date that you choose.

We have a choice of several Annual policies, with a cover level to suit you, providing either worldwide travel insurance or just for the European area.

Navigator Silver, Navigator Pearl, Navigator Gold or Navigator Diamond Annual Multi-Trip Policies

These policies cover Motorcycling (on-road up to 31 days per trip) at no extra cost. Wintersports and cruising cover is optional and at extra cost. Maximum trip duration is 45 days, with the option to increase to 62 days at a supplement. Maximum age 74 years on Annual Multi-Trip cover (no age limit on Short Stay Single Trip policies).